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 Consumer Alert -
Advance Fee and Loan Modification Services
Important Notice: Advance Fees for Loan Modifications are now prohibited, even by those companies that were perviously approved to accept them. On October 11, 2009, Governor Schwarzenegger signed Senate Bill 94 (Calderon), and the legislation took effect immediately upon his signature.
ADVANCE FEES FOR LOAN MODIFICATIONS ARE NOW
PROHIBITTED BY LAW!!!
Governor Schwarzenegger, having signed Senate Bill 94 (Calderon); this bill prohibits any person, including Real Estate Licensees and Lawyers, from demanding, charging, or collecting an Advance Fee from a consumer for loan modification or mortgage loan forbearance services on those residential properties that are 1 to 4 units, of which it is the owner occupied residence of the mortgage loan holder. AS OF OCTOBER 11, 2009, IF YOU ARE APPROACHED BY ANY PERSON REQUIRING ADVANCE FEES FOR THESE SERVICES DO NOT PAY THEM. IT IS AGAINST THE LAW; THEY ARE COMMITING A CRIME.
LOAN MODIFICATION
“Fix” Your Loan and Keep Your Home
ATTENTION HOMEOWNERS: If You Can’t Refi, Mayby You Can Modify.
If you are tired of watching your homes value decline, because people around you sell their homes short, or just walk away and let the property go back to the bank and become an REO; then to be sold by the bank for hundreds of thousands less, further adding to the decline in home values; while you continue to pay on an antiquated mortgage program, which in most cases is no longer even offered by the banks anymore, because it's from a past economy, based on inflated market values; you still paying on that mortgage program in these hard economic times.
There are solutions, alternatives to walking away or foreclosure!
UPSIDE DOWN MORTGAGE * MORTGAGE LATES * BAD CREDIT * HARDSHIP * ADJUSTABLE RATE GONE UP *
LOW INCOME * HIGH DEBT
Let MortgageFixers, Inc provide a “Mortgage Fix” for you.
60% of home owners that enter into a loan modification fall back into default and foreclosure on their modified mortgage within 6 months to 9 months.
We at Mortgage Fixers, Inc. are not some company just doing Loan Modifications; we are a Loss Mitigation Firm, we provide for what is termed an "LLMO" or Lender Loss Mitigation Option, of which loan modification is just one the Loss Mitigation Options that we provide.
Again 60% of home owners that enter into a loan modification fall back into default on their modified mortgage within 6 to 9 months.
We at Mortgage Fixers, Inc. may find that after, all a loan modification may not be for you, but if it is,
Licensed professionals negotiate your loan modification:
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*REDUCTION OF INTEREST RATE
*FORGIVENESS OF PAST DUE AMOUNTS
*LOWER THE MONTHLY PAYMENTS
*FIX THE ADJUSTABLE RATE
*In some cases we may even be able to acheieve a REDUCTION OF PRINCIPAL |
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It's simple to get started.
We first prepare an audit and analysis of your mortgage and review it with you to see if you qualify to modify your loan; if you do, You decide from there if you want to move forward with a modification; if you don't qualify we provide you with other loss mitigation options, it's that simple.
Should we take your file we guarantee a resolution.
Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.
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